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Propose The Firm To Avail ESI Facility Or Mediclaim? - CiteHR

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Awadhesh Gupta
Dear All
I am working asHr Manager in Bishnupur / Bankura and have more then 20 employee but still they not get ESI facility . when I was approach to
our senior management then get reply form them .In Bishnupur/Bankura area have not facility for ESI hospital . Kindly guided me what approach I do for employee. Can i apply for medi claimed facility.
Awadhesh Gupta

From India, Kolkata
rajagarwal
3

Abhay This is Gross salary. ESI is always calculated on gross salary. You can touchbase for further clarifications Regards
From India, New Delhi
mnsahu
16

Devika,
You need to check first whether your establishment is comming under notified area of ESIC or NOT.
If it falls under notified area and you have 10 or more employees working and covered under ESI, need to implement ESIC Scheme. There is no exeption to it.
It it does not fall under notified area, you will be covered under Workmen Compensation Act 1923. This coverage is available in the maket as WC Policy with most of the insurance company. You can add mediclaim in the WC Policy as rider also.
Thanks
Mritunjay Nath Sahu
GM(HR)

From India, Vadodara
Bhavika Gandhi
1

Dear Devika ,
All the best for your new assignment. ESI is mandatory (social security act), and mediclaim is optional employee welfare. So ESIC has to be compulsorily made and mediclaim rests with the management decisio

From India, Mumbai
pkmbgr13@gmail.com
44

By appreciating the clear statement of Bhavika and would like to bring the matter to the knowledge of all new entries that, please go through the ESI Act and communicate your local ESI Office, they are eager to explain everything to an Employee or Employer. Please do not neglet it. I do not want fy friends to face the situation, which I had faced. Please.....register and start contributions...
Thank You

From India
vivaek
26

Dear Awadesh Gupta,
I second the suggestion given by Mritunjay Nath Sahu. He has given you right direction. You've to apply for Workmen Compensation. As per law WC can be over and above ESI and where there is no ESI hospitals, then it becomes mandatory.
As he has rightly said almost many insurance companies are into WC. There is a separate commissioner is available for WC. All the best, cover your employees.

From India, New Delhi
VENKATESH .TEKUMALLA
Wise thing is to go for ESI. It is not only mandatory in future Limit is going to be increased to 25000/- In any firm HR manager will not have any authority to go against mandatory sections. You have to work with in the act limits. Your decision should not create new problem to organisation Good luck Venkatesh T
From India, Bangalore
pon1965
604

Many people tend to mistake the Employees Compensation Act (earlier Workman Compensation Act) with Mediclaim policies. If the area of your establishment is not covered under ESI facilities, then the WC policy come into picture as per Employees Compensation Act. Mediclaim facility is totally a different subject which is an optional facility extended to the employees either at their cost or Company's cost. In the era of CTC regime, many companies cover their employees and their dependents with mediclaim policies and the premia charges are included in their CTC.
Pon

From India, Lucknow
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