Dear Seniors,
Greeting of the Day,
Please help me in a query of EDLI,
A employee was working with our organization on the contractor payroll, unfortunately he met with an accident while he was working at home & died. He worked for 3 months only. Is his nominee eligible for EDLI claim?
&
as side , is nominee also eligible for pension as well?
Please suggest me.
From India, Kumar
Greeting of the Day,
Please help me in a query of EDLI,
A employee was working with our organization on the contractor payroll, unfortunately he met with an accident while he was working at home & died. He worked for 3 months only. Is his nominee eligible for EDLI claim?
&
as side , is nominee also eligible for pension as well?
Please suggest me.
From India, Kumar
EDLI is the part of PF Act. I think employee must be a PF member. His nominees are eligible for the benefit of EDLI Scheme.
From India, Kumar
2From India, Kumar
Since, it is a contract employee who died at home, the contractor certainly would have contributed towards epf, and the next of kin is eligible for family pension even if they have contributed one month salary or contract amount which is eligible and the minimum is payable
"22. Duties of contractors
Every contractor shall, within seven days of the close of every
month, submit to the principal employer a statement showing the
particulars in respect of employees employed by or through him
in respect of whom contributions to the Employees' Pension
Fund are payable and shall also furnish to him such information
as the principal employer is required to furnish under the
provisions of this Scheme to the Commissioner"
"16. Benefits to the family on the death of a member
(1) 28[Pension to the family] shall be admissible from the date
following the date of death of the member if the member dies ..
(a) while in service, provided that at least one month's
contribution has been paid into the Employees' Pension Fund, or
(b) after the date of exit but before attaining the age of 58, from
the employment having rendered service entitling him/her to monthly member's pension but 1[before the commencement of
pension payment or]
(c) after commencement of payment of the monthly member's
pension
Note:- The cases where a member has rendered less than 10
years eligible service on the date of exit but has retained the
membership of the Pension Fund, and dies before attaining the
ge of 58 years, shall be regulated under sub-paragraph (8) of
paragraph 12. 28. Subs. by G.S.R. 134 dated the 28th February, 1996 (w.e.f. 16th March 1996)"
Employees’ Provident Fund Scheme, 1952
Employees' Pension Scheme, 1995
Employees’ Deposit Linked Insurance Scheme, 1976
Benefits:
Accumulation plus interest upon retirement, resignation , death.
Partial withdrawals allowed for specific expenses such as house construction, higher education, marriage, illness etc.
Monthly benefits for superannuation/ retirement, disability, survivor, widow (er), children.
Amount of pension based on average salary during the preceding 12 months from the date of exit and total years of employment.
Minimum pension on disablement.
Past service benefit to participants of erstwhile Family Pension Scheme, 1971.
The benefit provided in case of death of an employee who was member of the scheme at the time of the death,
The family will get 20 times of the average wages of the last 12 months of the member.
According to the revised scheme, maximum benefits under the scheme will now be Rs. 1,30,000/- , as the wage ceiling upto which contribution can be paid under the scheme is Rs. 6500/-.
Declaration:
Any person joining an establishment, to which the EPF & MP Act applies, shall compulsorily submit a declaration to his/her employer, whether he/she is already a member of Provident Fund (Form 11). This will ensure continuity of service and consequential benefits.
In case he/she was a member he/she shall also apply in Form 13 for getting the old account details and the fund balance to the new account.
Nomination:
There is a common Form for all the three Schemes. Form 2 (R) The nominations in case of EPF Scheme are also applicable for the EDLI Scheme.
Member having family can nominate any one or more of the family members as defined under the Para 2 (f) of the EPF Scheme, 1952.
Member not having any family member as defined in the said Para can nominate any other person, but the nomination will become invalid in case of the member acquiring family.
Member has to give the names of Spouse and all children in the prescribed Form.
In case the member has no family, one person can be nominated.
However, such nomination will become invalid once the member acquires a family.
The nomination under the EPF Scheme will be applicable for the EDLI Scheme also.
Claim Forms:
For final settlement by member: Form 19
For Transfer of old account to the new one: Form 13
For Withdrawal in certain cases: Form 31
For financing LIC Policy: Form 14
For final settlement in favour of nominee/ beneficiary of a deceased member: Form 20
For Monthly Pension: Form 10D
For Withdrawal Benefit and Scheme Certificate: Form 10C
For claiming Insurance Benefit by a nominee/ beneficiary in case of member’s death while in service: Form 5IF
A member can view online the status of his Claim submitted to PF Office (Click Here).
An employee working for an establishment can check whether the establishment in which he/she is working is covered under the EPF & MP ACT 1952 (Click Here).
He/she can also check whether his/her PF deductions are deposited by the employer. This information is available from financial year 2012-13 (Click Here).
A member can register himself/herself on the Member Portal and download his/her e-passbook having transaction wise details in PF Account.
thus, you can check the eligibility and the claim submitted accordingly, however, in the case of contract labours this need to be ensured whether the contractor is submitting the payments contributions regularly.
gopinath.v
From India, Arcot
"22. Duties of contractors
Every contractor shall, within seven days of the close of every
month, submit to the principal employer a statement showing the
particulars in respect of employees employed by or through him
in respect of whom contributions to the Employees' Pension
Fund are payable and shall also furnish to him such information
as the principal employer is required to furnish under the
provisions of this Scheme to the Commissioner"
"16. Benefits to the family on the death of a member
(1) 28[Pension to the family] shall be admissible from the date
following the date of death of the member if the member dies ..
(a) while in service, provided that at least one month's
contribution has been paid into the Employees' Pension Fund, or
(b) after the date of exit but before attaining the age of 58, from
the employment having rendered service entitling him/her to monthly member's pension but 1[before the commencement of
pension payment or]
(c) after commencement of payment of the monthly member's
pension
Note:- The cases where a member has rendered less than 10
years eligible service on the date of exit but has retained the
membership of the Pension Fund, and dies before attaining the
ge of 58 years, shall be regulated under sub-paragraph (8) of
paragraph 12. 28. Subs. by G.S.R. 134 dated the 28th February, 1996 (w.e.f. 16th March 1996)"
Employees’ Provident Fund Scheme, 1952
Employees' Pension Scheme, 1995
Employees’ Deposit Linked Insurance Scheme, 1976
Benefits:
Accumulation plus interest upon retirement, resignation , death.
Partial withdrawals allowed for specific expenses such as house construction, higher education, marriage, illness etc.
Monthly benefits for superannuation/ retirement, disability, survivor, widow (er), children.
Amount of pension based on average salary during the preceding 12 months from the date of exit and total years of employment.
Minimum pension on disablement.
Past service benefit to participants of erstwhile Family Pension Scheme, 1971.
The benefit provided in case of death of an employee who was member of the scheme at the time of the death,
The family will get 20 times of the average wages of the last 12 months of the member.
According to the revised scheme, maximum benefits under the scheme will now be Rs. 1,30,000/- , as the wage ceiling upto which contribution can be paid under the scheme is Rs. 6500/-.
Declaration:
Any person joining an establishment, to which the EPF & MP Act applies, shall compulsorily submit a declaration to his/her employer, whether he/she is already a member of Provident Fund (Form 11). This will ensure continuity of service and consequential benefits.
In case he/she was a member he/she shall also apply in Form 13 for getting the old account details and the fund balance to the new account.
Nomination:
There is a common Form for all the three Schemes. Form 2 (R) The nominations in case of EPF Scheme are also applicable for the EDLI Scheme.
Member having family can nominate any one or more of the family members as defined under the Para 2 (f) of the EPF Scheme, 1952.
Member not having any family member as defined in the said Para can nominate any other person, but the nomination will become invalid in case of the member acquiring family.
Member has to give the names of Spouse and all children in the prescribed Form.
In case the member has no family, one person can be nominated.
However, such nomination will become invalid once the member acquires a family.
The nomination under the EPF Scheme will be applicable for the EDLI Scheme also.
Claim Forms:
For final settlement by member: Form 19
For Transfer of old account to the new one: Form 13
For Withdrawal in certain cases: Form 31
For financing LIC Policy: Form 14
For final settlement in favour of nominee/ beneficiary of a deceased member: Form 20
For Monthly Pension: Form 10D
For Withdrawal Benefit and Scheme Certificate: Form 10C
For claiming Insurance Benefit by a nominee/ beneficiary in case of member’s death while in service: Form 5IF
A member can view online the status of his Claim submitted to PF Office (Click Here).
An employee working for an establishment can check whether the establishment in which he/she is working is covered under the EPF & MP ACT 1952 (Click Here).
He/she can also check whether his/her PF deductions are deposited by the employer. This information is available from financial year 2012-13 (Click Here).
A member can register himself/herself on the Member Portal and download his/her e-passbook having transaction wise details in PF Account.
thus, you can check the eligibility and the claim submitted accordingly, however, in the case of contract labours this need to be ensured whether the contractor is submitting the payments contributions regularly.
gopinath.v
From India, Arcot
Dear Varun Kumar,
I. If he is an EPF member, his nominee will get EDLI as 20 times of salary (subject to a salary ceiling of Rs. 6500, accordingly ceiling of compensation will be Rs. 1,30,000.).
II. If he has spouse and children they will get pension subject to the following conditions.
1. Widow / Widower pension - Life long but till remarriage
2. Cildren pension - At a time 2 children, till the age of 25 years.
Parents and other nominees are not entitled to get pension as his service is below 10 years.
Abbas.P.S
From India, Bangalore
I. If he is an EPF member, his nominee will get EDLI as 20 times of salary (subject to a salary ceiling of Rs. 6500, accordingly ceiling of compensation will be Rs. 1,30,000.).
II. If he has spouse and children they will get pension subject to the following conditions.
1. Widow / Widower pension - Life long but till remarriage
2. Cildren pension - At a time 2 children, till the age of 25 years.
Parents and other nominees are not entitled to get pension as his service is below 10 years.
Abbas.P.S
From India, Bangalore
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