[B][B]Dear Friends & Esteemed Learned Colleagues,
One of My close friend who was working with an MNC in NCR for about 20 months expired 2 months back due to illness.His brother is a nominee in his PF A/C etc.earlier the deceased had worked in bangalore for about 3 years & he could not transfer his PF Funds from Bangalore to his New PF Account opened in Delhi.
On enquiry we found that His brother is a nominee in PF Accounts at Bangalore too. As per PF Laws,A BROTHER CANNOT BE MADE A NOMINEE IN PF ACCOUNTS
The problem comes with PF Withdrawl,EDLI & Pension payment.Since,he is not eligible & the Mother to deceased being only Class I legal Heir has sole right for same.
Th questions being:
1-How the Mother to deceased may claim for PF/EDLI/PENSION of her SON
2-IF she should withdraw PF & EDLI from Delhi & Withdraw PF from Bangalore & request for Transfer of EPS Amount from Bangalore to Delhi..
3-If she should claim & withdraw pension from Both places separately ie Bangalore(worked 3 years) & Delhi(worked 20 months)
4- If by Transferring EPS Amount to Delhi,will she get higher pension than she would be getting separately
5-If She Expires,then Will the EPS be Transferred in Name of her Husband
6-What pension she would be getting as the Last drwan salary of her Son
Please Guide which is the legal way to be adopted.
Thanks in Advance for bearing with us
Amit Kumar
From India, Lucknow
One of My close friend who was working with an MNC in NCR for about 20 months expired 2 months back due to illness.His brother is a nominee in his PF A/C etc.earlier the deceased had worked in bangalore for about 3 years & he could not transfer his PF Funds from Bangalore to his New PF Account opened in Delhi.
On enquiry we found that His brother is a nominee in PF Accounts at Bangalore too. As per PF Laws,A BROTHER CANNOT BE MADE A NOMINEE IN PF ACCOUNTS
The problem comes with PF Withdrawl,EDLI & Pension payment.Since,he is not eligible & the Mother to deceased being only Class I legal Heir has sole right for same.
Th questions being:
1-How the Mother to deceased may claim for PF/EDLI/PENSION of her SON
2-IF she should withdraw PF & EDLI from Delhi & Withdraw PF from Bangalore & request for Transfer of EPS Amount from Bangalore to Delhi..
3-If she should claim & withdraw pension from Both places separately ie Bangalore(worked 3 years) & Delhi(worked 20 months)
4- If by Transferring EPS Amount to Delhi,will she get higher pension than she would be getting separately
5-If She Expires,then Will the EPS be Transferred in Name of her Husband
6-What pension she would be getting as the Last drwan salary of her Son
Please Guide which is the legal way to be adopted.
Thanks in Advance for bearing with us
Amit Kumar
From India, Lucknow
Dear Amit,
As death happened while in service registered with Delhi office, EDLI can be claimed from there only. PF amount can be withdrawn both Offices.
Regarding member pension, a total service of 9 years and six months is required as minmum service. In case of death, family will get pension regardless of minimum service. But here family means widow/widower and children only. In other cases it may be treated as member pension. (The scheme is silent in this part. Kindly confirm with the RPFC). Instead of pension, one time withdrawal benefit can be claimed from both Bangalore and Delhi.
Abbas.P.S
From India, Bangalore
517As death happened while in service registered with Delhi office, EDLI can be claimed from there only. PF amount can be withdrawn both Offices.
Regarding member pension, a total service of 9 years and six months is required as minmum service. In case of death, family will get pension regardless of minimum service. But here family means widow/widower and children only. In other cases it may be treated as member pension. (The scheme is silent in this part. Kindly confirm with the RPFC). Instead of pension, one time withdrawal benefit can be claimed from both Bangalore and Delhi.
Abbas.P.S
From India, Bangalore
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